Injured in a Car Crash: Know When to Hire a Personal Injury Attorney

Date: February 7, 2014

If you receive injuries in a car accident caused by the negligence of another driver, you have no guarantee that your medical bills will be paid. Even if the other driver has car insurance, you may not receive the full compensation you deserve. Insurance companies and their legal counsel know what to do to minimize the settlement claims in injury cases. This puts you at a disadvantage should you attempt to challenge them without your own legal counsel.

When to Hire an Auto Accident Attorney or Truck Accident Attorney

You should consider hiring a personal injury attorney if:

  • The crash caused you to suffer serious injuries that could have long-term repercussions.
  • Your car suffered significant damage.
  • The other driver involved in the crash is underinsured or uninsured.
  • The claim amount will not cover the damages sustained in the crash.
  • There is a dispute between you and the other driver over who is at fault.
  • You do not feel that you are receiving the full compensation you deserve for current and future medical costs for any damages that resulted from the car crash.
  • You feel pressure from the claims adjuster to say yes to a quick settlement. Fast generally takes precedent over fair. This often leads to impulsive decisions that are compounded by the complicated insurance language written in the settlement agreement.
  • You are concerned that the statutes of limitations laws in your state will go into effect before you have the ability to challenge the settlement claim without legal counsel.
  • You do not know how to evaluate your claim.
  • The adjuster offers you a tiered settlement as opposed to one all-encompassing fee.
  • Your claim involves lost wages.
  • The insurance company denies your claim.
  • The other driver(s) involved in the car crash file a lawsuit against you.

When You Should Not Hire Legal Counsel Following a Car Crash

You should not hire an attorney to represent you if the injuries you suffered in the car crash are minor. Abrasions on your legs or a bruised elbow will not substantiate the legal costs.

What Your Personal Injury Attorney Can Do For You

If you decide to take on the team of lawyers that the insurance company has amassed without counsel, you may have a formidable task ahead of you. This is especially true if you have never dealt with an accident claim before. The car insurance companies have vast experience dealing with these disputes.

Claims adjusters commonly record every conversation they have with you. They will ask you questions related to the car crash and if you are not careful, your answers may imply the opposite of what you want to say.

An auto accident lawyer has experience dealing with claims adjusters and can help you avoid verbal missteps. Your personal injury attorney will handle all negotiations, which increases your chance of receiving the settlement you deserve.

Jim Wetter
Over the last decade, Jim has specialized in representing persons who suffered catastrophic injuries from truck accidents. Jim served as a member of teams of DLP attorneys in lawsuits against trucking firms where we recovered for our clients amounts of $14 million (2012), $1.75 million (2011), $8.25 million (2007) and 6.5 million (2007).