Workers Compensation Insurance- Work Injury- DLP

Date: October 26, 2012
Question: I’m run in a small business with 4 employees. My wife helps out with my business from time to time but she only works about 20 hours per week. My accountant told me that I still need to include her as an “employee” when I submit my application for workers compensation insurance. Is that true?
Answer: Pennsylvania law requires that you cover any employee under your workers compensation insurance policy, regardless of the number of hours they work per week – even if that person is your spouse or child. As they say- it’s better to be safe than sorry. Explain the situation to your workers compensation insurance agent and include your wife in your policy.

If you’ve suffered a work injury and have questions about your claim, contact me at or call (570) 347-1011 for a free consultation.

Disclaimer: The above article is for instructive purposes only and each case is fact sensitive.  Consultation with an attorney should be obtained instead of reliance upon

Tom Cummings
Thomas P. Cummings has been a Partner with Dougherty Leventhal & Price, LLP since 1996 and has been with the firm since 1991. He focuses his practice on workers’ compensation, Social Security Disability and personal injury cases.